Rated 5/5 by 600+ Happy Kiwi Car Owners in Aotearoa
Join 1000s of Kiwis Getting Approved for Car Finance
Fast approvals — get an answer in under 60 seconds
Low weekly payments that fit your lifestyle and budget
Learner, restricted, or bad credit — everyone’s welcome
See exactly what cars fit your budget before you decide. No credit impact, no pressure.
Skip the Hassle and Rejections - Get Approved Online from Your Couch.
Buying a car shouldn’t feel like begging for approval. You shouldn’t have to sit through sales pitches or wait weeks for a decision. That’s why we created a smarter system — where you apply online, get approved instantly, and shop with confidence knowing exactly what’s in your budget.
We've already helped 1000's of Kiwis get Approved!
Know your approval before visiting any yard.
Get Approved Without the Stress
Skip the paperwork, pushy salesmen, and waiting. Apply online in 60 seconds and know exactly what you can afford before you even step foot in a yard.
Drive what you want, affordably.
Finance That Fits Your Life
We build your payment plan around your budget, not the bank’s rules — so you can drive away confident, not overwhelmed.
Fast approvals, zero stress, all online.
From Couch to Car Keys
Get pre-approved from home, choose your car online or in person, and drive away within days. No pressure, no hassle, just real results.
TESTIMONIALS
Trusted by Thousands of Kiwis Nationwide
"Proof that buying a car can actually be enjoyable."
"Amazing service from start to finish! The team at 1 Stop Motors were friendly, helpful, and made the whole process super easy. I’m so happy with my new car and really appreciated how stress-free everything was. Highly recommend! "
- Natalya Weston
"No Runaround, Just Straightforward Service!"
"Raj is absolutely bliss to deal with! Quick, smooth, stress free ! He's super professional, listened to what I wanted and made it happen quick smart! Usually you get a run around. Not with 1 stop motors! Highly recommend!"
- Krystle
"Quick Approval and Amazing Communication"
"My experience at 1Stop Motors has been top tier, easy, good communication throughout my whole application. Quick, fast approval and took all the stress away. So happy I chose to go through 1Stop Motors to purchase my vehicle. Also great selection of vehicles and affordable pricing. A+"
- Adoniah Peita
Start living the life you deserve in just 3 simple steps
1) Apply Online in 60 Seconds
Upload your details from your phone or laptop, no long forms, no waiting. You’ll get a quick pre-approval that tells you exactly what you can afford before visiting the yard.
2 ) Get Matched With Cars That Fit You
We match your approval to cars that suit your lifestyle and budget. Our team helps you find the perfect fit, from compact hatchbacks to family SUVs.
3) Sign, Collect, and Drive Away Happy
Finalise your approval, pick your car, and drive off with confidence. No stress, no surprises, just a smooth process from start to keys in hand.
Frequently Asked Questions
Can I apply if my credit is not good and I have a learner licence?
Yes. We help Kiwis in all situations — learner, restricted, or past credit issues. What matters most is your ability to make the payments comfortably.
How long does it take to get approved?
Most approvals take just a few minutes after you apply online. In many cases, you can get pre-approved and choose your car the same day.
Do I need to visit the yard to apply?
Nope! You can complete everything online from your phone or laptop. Once approved, you can visit to view cars or even finalise your purchase remotely.
Do you accept trade-ins?
Yes, we accept trade-ins when you’re buying a car from us. Just let us know what vehicle you currently own and we’ll factor it into your deal.
Are there any hidden fees or obligations?
No hidden costs. We’ll show you all fees upfront before you agree to anything, and your pre-approval is completely obligation-free.
Every Day You Wait, Another Car Gets Sold
The car you’ve been thinking about could be gone by tomorrow. Apply now and lock in your approval today so you don’t miss the chance to drive away happy, confident, and proud of the deal you made.
Copyrights 2025 1 Stop Motors